Homeowners Insurance in and around O'Fallon
Homeowners of O'Fallon, State Farm has you covered
The most important parts of a home are the people you share it with... and the State Farm insurance that covers it.

Would you like to create a personalized homeowners quote?
- Lake Saint Louis
- Wentzville
- Saint Charles
- Chesterfield
- Troy
- Saint Peters
- Defiance
- New Melle
- Saint Louis
With State Farm's Insurance, You Are Home
Our daily plans never block time for troubles or disasters. That’s why it makes good sense to plan for the unexpected with a State Farm homeowners policy. Home insurance covers more than your home. It protects both your home and the things inside it. If you experience a tornado or a fire, you may have damage to some of your possessions in addition to damage to the structure itself. If you don't have enough coverage, you won't get any money to replace your things. Some of your belongings can be protected from theft or loss outside of your home, like if your car is stolen with your computer inside it or your bicycle is stolen from work.
Homeowners of O'Fallon, State Farm has you covered
The most important parts of a home are the people you share it with... and the State Farm insurance that covers it.

Don't Sweat The Small Stuff, We've Got You Covered.
Terrific coverage like this is why O'Fallon homeowners choose State Farm insurance. State Farm Agent Sarah Shay can offer coverage options for the level of coverage you have in mind. If troubles like sewer backups, wind and hail damage or drain backups find you, Agent Sarah Shay can be there to help you file your claim.
Reach out to State Farm Agent Sarah Shay today to see how a State Farm policy can help protect your house here in O'Fallon, MO.
Have More Questions About Homeowners Insurance?
Call Sarah at (314) 965-5525 or visit our FAQ page.

Protect your place from electrical fires
State Farm and Ting* can help you prevent electrical fires before they happen - for free.
Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders
Explore Ting*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY
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Simple Insights®
Make your windows energy efficient
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Make your windows energy efficient with simple DIY updates, such as installing storm windows and sealing air leaks with caulk or weather stripping.
Compare different types of mortgages
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Knowing the different types of mortgages can be confusing. Learn the different mortgage types and determine what may work best for you.